Fransabank featured by the end of September 2011 a continued solid and sustained growth that was reflected through its key financial indicators.

108 branches:The largest local branch network
14.5%: Growth rate in Net Profits
50.3%: The second highest growth rate in Loans & Advances to Customers

• Net Profits : USD 122.15 million with a growth rate of 14.5% as compared to 2010 (9 months)
• Total Assets : USD 14.12 billion with a growth rate of 19.8% as compared to end of September 2010
• Customers’ Deposits: USD 11.65 billion with a growth rate of 21.8% as compared to end of September 2010
• Net Loans and Advances to Customers: USD 4.38 billion with a growth rate of 50.3% as compared to end of September 2010
• Shareholders’ Equity: USD 1.21 billion
• Non-Performing Loans Coverage Ratio (excluding Collective Provisions): 84.76% (106.25% including Collective Provisions and Real Guarantees)
• Capital Adequacy Ratio (as per Basel II requirements): 10.33%
• Cost to Income Ratio: 50.40%
• Return on Average Assets (ROAA): 1.21%
• Return on Average Common Equity (ROACE): 13.87%
• Primary liquidity to total Customers’ Deposits: 51.67%

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