Fransabank Group Main Consolidated Financial Indicators as of end of December 2011

December 31, 2011
Fransabank Group Main Consolidated Financial Indicators as of end of December 2011

​Fransabank featured by the end of December 2011 a continued solid and sustained growth that was reflected through its key financial indicators.

108 branches  :    The largest local branch network

6.57 %            :    Growth rate in Net Profits

40.88%           :    Among the highest growth rates in Loans & Advances to Customers

 

 

·        Net Profits : USD 155.32 million with a growth rate of 6.57% as compared to 2010 (12 months)
·         Total Assets : USD 14.44 billion with a growth rate of 18% as compared to end of December  2010
·         Customers’ Deposits: USD 11.74 billion  with a growth rate of 16.45 % as compared to end of December  2010
·         Net Loans and Advances to Customers: USD 4.43 billion with a growth rate of 40.88 % as compared to end of December  2010
·         Shareholders’ Equity: USD 1.30 billion
·         Non-Performing Loans Coverage Ratio (excluding Collective Provisions): 85.86 %
         (111.83% including Collective Provisions and Real Guarantees)
·         Capital Adequacy Ratio (as per Basel III requirements): 10.69 %
·         Cost to Income Ratio: 49.85 %
·         Return on Average Assets (ROAA): 1.16 %
·         Return on Average Common Equity (ROACE): 13.25 %
·         Primary liquidity to total Customers’ Deposits: 52.27 %‏