• In fresh USD
• Premiums starting as low as USD 25
• Fixed or progressive
• Monthly, quarterly, half-yearly, or yearly
• Possibility to change the premium amount, frequency and variation

• Annual rate declared by the Company on the basis of the performance of investments abroad

• In case of natural or accidental death, the insured capital will be paid to the designated beneficiary (ies)
• In case the amount invested by the insured is greater than the insured capital, Bancassurance sal* will pay the difference to the designated beneficiary (ies)
• In case of total permanent disability, the insured capital will be paid to the insured over a five-year period

The insured has 3 options to receive the amount saved:

• As a lump sum amount, or
• As an annual income spread over 10 years, or
• As a lifetime annuity for further precautions, to be chosen 5 years before contract maturity

• You may modify the contract duration, insured capital, targeted cash value, beneficiary (ies) as well as premium amount, frequency and variation
• You may make optional additional feedings and benefit from the return on savings
• You may Freeze the policy for 6 months, 1 year or 2 years

• You should be between 16 and 70 years old
• Period of scheme: minimum 4 years, maximum until insured is 75 years old