Are you looking to secure your children's education with a saving plan that offers you the best return on investment?

Fransajeunesse – Educational Savings Plan

What is it?

Fransajeunesse is the ultimate children education savings and insurance plan from Bancassurance where you can save ahead of time and ensure today the funds for your children's future college education, while ensuring their schooling payment amounts all along the way.

Payment

  • In fresh USD
  • Premiums starting as low as USD 25
  • Fixed or progressive
  • Monthly, quarterly, half-yearly, or yearly
  • Possibility to change the premium amount, yearly increase percentage, and payment frequency

Return on Savings

  • Annual rate declared by the Company on the basis of the performance of investments abroad

At Contract Maturity

The insured has 2 options to receive the amount saved:

  • As a lump sum amount, or
  • As an annual income spread over 3 to 7 years

Coverage

In the unfortunate inability of the insured to complete payment until contract maturity due to natural or accidental death or total permanent disability, Bancassurance sal will secure:

  • Continuity of premiums settlement
  • Payment of schooling amounts as determined by the insured at subscription.

 

Flexibility

  • You may modify the contract duration, insured capital, schooling amounts and their yearly increase, beneficiary, as well as premium amount, frequency and variation
  • You may make additional feedings and benefit from the return on savings
  • You may Freeze the policy for 6 months, 1 year or 2 years

Eligibility

  • You should be between 18 and 64 years old
  • Period of scheme: minimum 4 years, maximum until insured is 75 years old (or 65 years old if the schooling option is selected)